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Pensions & Mortgages

We understand that Contractors can struggle to secure mortgages, pensions and insurance on the High Street due to your unique working structure.

We have teamed up with the Independent Financial Advisers (IFAs) at Contractor Financials who specialise in offering tailored financial solutions to contractors and freelance workers. For umbrella contractors interested in a pension, a salary sacrifice agreement is one of the most tax efficient investment options that are available to you, and you could benefit from the equivalent of 38% (basic rate tax payers) or even 48% (higher rate tax payers) tax relief. Whether you are new to contracting or ’a veteran’, the specialist advisers can show you how to make the most of your money, avoiding the common pitfalls that freelancing can sometimes present and bridging the gap between your Contractor status and the benefits you may have left behind as a permanent employee.

To read the Contractor Financials Umbrella Pensions FAQ click here

Contractor Financials are Independent Financial Advisors specialising in offering tailored financial solutions to contractors and freelancers. Contractor Financials is a trading name of Contractor Financials Ltd. Which is regulated and authorised by the Financial Services Authority